Houston Insurance Appraisals

Insurance Appraisals in Houston

Homeowner’s insurance is designed to protect your valuables from fire, flooding, theft, and other unforeseen damage. Unfortunately, even if you’ve purchased a policy, many are still at risk due to improper coverage amounts.

The best way to ensure your valuables are properly protected is with an insurance appraisal from Prestige Estate Services. We offer fast, reliable, and affordable estimates throughout the Greater Houston metropolitan area, including but not limited to; Harris, Fort Bend, and Montgomery county.

Insurance Appraisals Explained

In order to protect your household items from damage, you must first accurately determine their value. Otherwise, you might end up with a policy that won’t provide an appropriate level of coverage.  

At Prestige, our expert team is ready to assess your items and determine the cost of replacement. Our expert team has over 50 years of experience. We can provide a fair market valuation for practically any physical item, including antiques, artwork, furniture, jewelry, silverware, electronics, clothing, and more.

Aside from establishing the true worth of your items, a professional appraisal also helps establish legal ownership. In many cases, photographs aren’t sufficient enough evidence for insurance companies. Instead, they require third-party documentation, such as what we provide.

After completing your appraisal, we’ll provide you with digitally-bound appraisal documents detailing each item’s value, specifications, history, and other pertinent information. All appraisals follow guidelines established by the Uniform Standards of Professional Appraisal Practice. USPAP appraisals are accepted by major insurers, courts, banks, and other professional organizations.

How the Insurance Appraisal Process Works

At Prestige, we make the entire process easy from start to finish!

Most appraisals are available within about a week after you schedule an appointment. Our expert team will arrive at your home, office, or other Houston location to inspect and photograph the items you want appraised. We offer appraisals for specific items or even whole-house evaluations.

After our initial inspection, we’ll conduct additional research at our office. With over 50 years of experience, our team understands how to establish the true, real-world value of practically any type of item. Plus, if necessary, we can tap into our nationwide network of Prestige appraisers for additional information.

Additionally, we’re happy to work directly with your insurance company to determine any specific requirements they might require.

Experience the Prestige Difference

As proud residents of Space City, we promise to always deliver outstanding service at fair prices. Our services are available throughout Houston, including Sugar Land, Katy, Conroe, and the surrounding areas.

Protect your family’s household belongings with a professional insurance appraisal from Prestige Estate Services. To learn more, or to schedule an appointment, contact us by email or by calling (719) 429-0309. 

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