Insurance Appraisals

Fairness, Promptness, and Accuracy

Safeguarding your assets against potential risks, such as theft, fire, or accidental damage, is a critical financial move. However, insuring certain items, especially heirlooms and antiques, can be a complex task. Ensuring that your insurance coverage adequately protects you from potential losses necessitates an accurate understanding of the true value of your possessions.

Don't rely solely on your insurance company, especially when it comes to insuring unique collectibles. Instead, reach out to us for an independent appraisal. Our expert team provides unbiased insurance appraisals to help you ascertain the real-world value of your belongings, enabling you to make informed decisions about the insurance coverage you require.

The Advantages of an Insurance Appraisal

Dealing with insurance companies in the aftermath of a disaster can be challenging. Providing proof of ownership typically demands more than just a photograph. With a professional evaluation, you receive a detailed report on your items, which can significantly strengthen the legitimacy of your insurance claim.

Moreover, a professional insurance appraisal is invaluable for rare and older items that are difficult to replace. Even a small collection of valuable antiques can quickly exhaust the personal property limit of your policy. A professional assessment assists you and your insurer in adjusting your coverage, whether through an extension of your homeowner's policy or a separate policy altogether, to safeguard your most prized physical assets.

The Appraisal Process

Our comprehensive appraisal process involves an on-site evaluation of the property you wish to insure, encompassing items such as furniture, artwork, clothing, electronics, guns, and more. We specialize in accurately assessing unique and obscure items, including antiques, heirlooms, and collectibles. Insurance companies often require an on-site inspection to ensure the item is in your possession. 

Upon completion of the appraisal, you receive a digitally-bound document that complies with the Uniform Standards of Professional Appraisal Practice (USPAP) standards. USPAP assessments are typically recognized by not only major insurance companies but also financial institutions, realtors, and various other entities.

The Prestige Estate Services Distinction

Our accomplished staff boasts over 50 years of combined experience, enabling us to conduct meticulous research into the history and value of even the most obscure and challenging-to-insure items. All of our appraisers are USPAP and IRS qualified appraisers.